Excess Casualty umbrella insurance is a form of supplemental insurance that provides coverage beyond your homeowners or auto insurance policies. It also provides protection for personal injury, but not against damage to theft of property. This type of insurance also covers you worldwide, but it excludes foreign-owned property. While umbrella policies are generally a better …

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Gaining Clarity In the event that your organization is sued for mishandling a charitable gift, Non-Profit Management Liability Insurance may provide the coverage you need. This type of insurance provides protection for the directors and officers of a nonprofit organization from lawsuits. This type of insurance is also available in many states and D.C. However, …

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Key Man Insurance For Technology Companies The cost of replacing a key person can be enormous, so purchasing key-man insurance is essential. Some positions will attract more talent than others, and it is important to get enough coverage to keep running. In addition to providing a financial cushion, companies can claim the premium payments as …

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An apartment complex is a collection of individual units and is often owned by one developer or many. It has a wide range of amenities. The most common are a doorman and fitness center, but some can be more elaborate. Some may include a rooftop, dedicated children’s areas, and pet services. Other complexes are designed …

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For concrete contractors, insurance coverage is crucial. While many people think that their personal auto insurance policy covers all their vehicles, this policy is specifically designed for businesses. It protects the property of third parties, covers medical expenses, and pays for temporary office space. You should consider using an independent insurance agent to shop for …

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