Hired and non-owned auto insurance
(HNOA
(HNOA insurance) covers liability expenses for accidents involving vehicles that your business uses for work purposes but doesn’t own. This includes vehicles that your business rents, as well as your employees’ personal vehicles that are used for work errands you have employees driving for your business, you must carry hired and non-owned auto insurance. This type of insurance will protect you and your business if you are involved in a collision. It will also protect the vehicle and the other person in case of an accident. You can easily add this coverage to your general liability policy. You will be protected against any potential legal fees or expenses that may result from an accident.
When a business needs to use an employee’s vehicle for business purposes, it is important to have Hired & Non-Own a Auto insurance policy. While this type of coverage is more expensive than standard coverage, it is worth the extra cost to protect your assets and the safety of your employees. Your business will not be held liable for accidents involving an employee’s vehicle, which can have devastating consequences.
A Hired & Non-Own a Auto Insurance policy will cover accidents and medical expenses for your employees. This type of insurance will not cover your business’s own vehicle, but will cover the vehicles of your employees. This type of coverage is essential if you want to protect the assets and driving history of your employees. This type of coverage can be added to a general business liability policy. Moore Resources Insurance can help you determine the best type of policy for your business’ needs.
When a hire auto insurance policy is purchased, it can save your business money by lowering the cost of liability. HNOA policies cover accidents that cause injury or damage to others, and they are designed to be supplemental to your personal auto insurance policy. In addition to this, your Hired & Non-Owning Auto policy will help pay for any medical costs incurred by the other driver.
A Hired & Non-Owning Auto insurance policy will protect your business from a lawsuit that involves a rented vehicle. This type of insurance will protect your business if an employee is sued by a third party or is in an accident. A hire & non-owned auto policy will protect you from the high cost of a car accident. When you’re covered for both, you’ll have peace of mind.
A hire & non-owned auto insurance policy can protect you from uninsured drivers. While you may have a car of your own, you might not have insurance for every driver. A hired & non-owned auto policy can be very beneficial for your business. However, it is important to understand that this coverage will only protect you if you own the vehicle and have employees driving for your business.